Home Mortgage Qualifier Calculator

 

Use this calculator to determine how much house you can afford to buy and what size mortgage you are likely to qualify for given specific debt to income ratios. This calculator is for US homebuyers. We also offer a Canadian mortgage qualifier.

Purchase Info

Inputs

Outputs

Purchase price:
Down payment:
Loan amount:
Annual interest rate (APR %):
Length of the mortgage in years:

Payment Info

Inputs

Outputs

Monthly principal & interest payment:
Annual property taxes:
Annual insurance:
Annual PMI:
Monthly association fees:
Monthly payment (PITI):

Debt to Income Info

Inputs

Outputs

Your gross income:
Spouse gross income:
Some of monthly debt payments:
Front end DTI limit:
Back end DTI limit:
Qualify for loan?:
Maximum qualifying loan amount:
Current Income to payment ratio:
Current debt to income ratio:

Create a Printable Amortization Schedule

Loan Origination Date:

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