Mortgage Payment Calculator

 

This calculator helps home buyers estimate their monthly principal & interest payment along with the full PITI mortgage payment when buying a home. Enter the home price, down payment, APR, loan term & other homeownership expenses and we will estimate the cost of homeownership. Once you have entered all of your details you can use the button at the bottom of the calculator to create a printable amortization schedule.

Home Loan Info

Home price:
Down payment:
Owed on home:
Annual interest rate (APR):
Mortgage loan term (years):

Closing Costs

Buying points? :
Additional closing costs:
Finance closing costs?

Other Monthly Expenses

Annual real estate taxes:
Annual homeowners insurance:
Private Mortgage Insurance (PMI):
Monthly HOA:
Annual home maintenance:

Monthly Payments

Monthly principal and interest:
Monthly taxes, insurance & HOA:
Monthly PMI payment:
Total monthly mortgage payment:
Average monthly repairs:
Total monthly ownership costs:

Loan Overview

Loan Amount:
Loan to Value (LTV):
Minimum down to bypass PMI:
Number of PMI payments:
Total PMI cost:
Total closing costs:
Total interest paid:
Total financing expenses:

Create a Printable Amortization Table

Loan Origination Date:

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