Mortgage Term Comparision Calculator


This calculator that will help you to compare monthly principal & interest payments and interest costs of home mortgages at various loan term lengths. To make comparisons simple the P&I portion of the loan are shown while other common homeownership expenses are offered as optional inputs. If you do not want to include these other inputs set them to zero. This calculator compares loans across different terms. If you would like to see the impact of rate shifts using the same term please use our mortgage rate comparison calculator. Once you have figured out your preferred term you can use our mortgage amortization calculator to figure the cost with other homeownership expenses included and create a printable amortization schedule.

Home & Downpayment Info

Home Price:
Down Payment:
Mortgage principal:

Other Homeownership Costs

Property mortgage insurance (PMI):
Annual property taxes:
Annual homeowners insurance:
Monthly repairs:
Monthly HOA:

Interest Rate by Loan Term

Term 10 Years 15 Years 20 Years 25 Years 30 Years
APR %:







Monthly P&I:
Total / mo:
Total principal:
Total interest:
Total P&I payments:

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