HELOC Loan-to-value Qualifier


This calculator estimates how large of a credit line homeowners may be able to qualify for, for up to four lender Loan-to-Value ratios (percent of value of home a lender is willing to loan out). Enter existing first and second mortgage debt outstanding and see how much equity is available.

Your Property & Mortgage Info

Appraised value of property ($):
Current mortgage balance ($):

Enter LTV Ratios

Loan-to-value ratio 1 (%):
Loan-to-value ratio 2 (%):
Loan-to-value ratio 3 (%):
Loan-to-value ratio 4 (%):

Your HELOC Qualification Results

Percent Appraised:
Max debt:
Less existing debt:
Your credit limit:
Remaining home equity:

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