Mortgage Refinance Loan-to-value Qualifier


This calculator estimates how much equity a homeowner has available to cash out when refinancing their home, for up to four lender Loan-to-Value ratios (percent of value of home a lender is willing to loan out). Enter your existing first and second mortgage debt outstanding and see how much equity is available.

Lenders typically allow borrowers to extract up to 80% to 85% of their home equity, though credit conditions change over time and highly valued customers may be allowed greater access to equity.

Your Property & Mortgage Info

Appraised value of property ($):
Current mortgage balance ($):

Enter LTV Ratios

Loan-to-value ratio 1 (%):
Loan-to-value ratio 2 (%):
Loan-to-value ratio 3 (%):
Loan-to-value ratio 4 (%):

Your Mortgage Refinance Qualification Results

Percent Appraised:
Max debt:
Less existing debt:
Your credit limit:
Remaining home equity:

Thanks for Reading

Please come again!