This calculator will help you to determine the future value of your Health Savings Account (HSA) based on your forecasted contributions, qualified medical expenses, and expected return on investment.

Reference: For a full description of HSAs please refer to IRS Publication 969 (2018), Health Savings Accounts and Other Tax-Favored Health Plans.

Your Contribution Info
Average annual contribution:
Annual withdrawels for qualified medical expenses:
Number of years to accumulate:
Federal tax rate percentage:
State tax rate percentage: *
Estimated percent rate of return on HSA:

Your Results
Net HSA contributions:
Tax savings (on HSA contributions):
Earnings on HSA investment:
Tax savings (on HSA earnings):
HSA future value:
Total tax savings (earnings and contributions):

Pigly's Tip

* Certain states do not offer tax benefits for HSA contributions. If your state does not allow benefits please input your state tax rate as 0 in the above calculator.